In this section:
| FSRA is actively reviewing all DICO regulatory direction, including but not limited to forms, guidelines and FAQs.Until FSRA issues new regulatory direction, all existing regulatory direction remains in force. |
Publications and Speeches
The content on this web page has moved to www.fsrao.ca. Visit https://www.fsrao.ca/industry/credit-unions-and-caisse-populaires-sector/publications to update your bookmarks.
- Annual Reports
- DICO Advisories
- Dialogues on SBP
- DICO Info
- DICO Webinars
- Stakeholder Webinars
- DICO Sector Notices
- Sector Outlooks (formerly System Outlooks)
- Sector Releases (formerly System Releases)
Speeches and Presentations
Publications
Publications specifically for use of insured institutions are published in the secured part of our web site.
- Annual External Audit, Auditor letter (2010)
- Annual External Audit, High Risk Areas in Credit Unions (2010)
- Applications
- Application Guide: Director Competencies for Less Complex Credit Unions (2018)
- Application Guide: Director Competencies for Complex Credit Unions (2018)
- Assessment Workbook: Corporate Governance for Board of Directors (2018)
- Assessment Workbook: Corporate Governance for Audit Committee (2018)
- Assessment Workbook: Corporate Governance for Management (2018)
- Audit Committee Handbook (2016)
- BIS II FORM (August 2012 updated March 2013)
- By-law #3 - Deposit Insurance Scheme (2018)
- By-law #5 - Standards of Sound Business and Financial Practices (2018)
- By-law #5 - Commercial Lending Best Practices (2008)
- By-law #5 - Resolution of the Board of Directors Template (2006)
- By-law #6 - Standards of Sound Business and Financial Practices: Reserves and Monthly Provision for Doubtful Loans (2018)
- By-law #6 - Collective Loan Loss Allowance Models 1-5 (2010)
- By-law #6 - Loan Provisioning Discounting Test for Less Complex Credit Unions and Caisses Populaires (2010)
- By-law #6 - Loan Provisioning Discounting Test for More Complex Credit Unions and Caisses Populaires (2010)
- Capital Adequacy Guideline (2013)
- Compliance Orders (2009)
- Commercial Lending Policy Development Guide (2014)
- Commercial Lending Policy Development Guide--Cover Letter (2014)
- Credit Unions and Caisses Populaires Act, 1994
- Credit Unions and Caisses Populaires Act, 1994, O. Reg. 237/09 (Credit Unions)
- Credit Unions and Caisses Populaires Act, 1994, O. Reg. 238/09 (Cost of Borrowing and Disclosure to Borrowers)
- CUPSA Announcement on Capital Adequacy Principles (2012)
- CUPSA--Capital Adequacy Principles (2012)
- Deposit Insurance Advertising & Pre-Approved Advertising Messages
- Deposit Insurance Advertising and Pre-Approved Advertising Messages (2018)
- Deposit Insurance Brochure
- Deposit Insurance Reserve Fund Strategy (September 2013)
- Deposit Insurance Reserve Fund Strategy Cover Letter (September 2013)
- DICO's Service Standards (2009)
- Differential Premium System (DPS) Consultations (2012-2013)
- Differential Premium System, Revised Annual Premium Regulation (2014)
- Differential Premium System, Score Determination document (2014)
- Differential Premium System, Sector Release 71, Revised DPS Score Determination System (2014)
- Director's Handbook (2016)
- Director Training, Director Candidate Information Guide (2012)
- Director Training Self-Assessment Tool (2015)
- Director Training, Policy Development Guide (2012)
- Application Guide: ERM (2018)
- Enterprise Risk Management (ERM) Framework (2018)
- Examination Manual - Third Party (2008 Updated January 2011)
- Examination Manual, Appendix B, FINTRAC Compliance Review Form (2008)
- Examination Program - Insured Institution Faxback Form (2012)
- Examination Review Process (April 2010)
- Filing Requirements for Insured Institutions (from 2012 on)
- Frequently Asked Questions Concerning Changes to the
Credit Unions and Caisses Populaires Act, 1994(2010)
- Guidance Notes, Corporate Governance, Accompanying Letter (2018)
- Guidance Note: Corporate Governance for Board of Directors (2018)
- Guidance Note: Corporate Governance for Audit Committee (2018)
- Guidance Note: Corporate Governance for Management (2018)
- Guidance Note: Director Training and Qualifications for Less Complex Credit Unions (2018)
- Guidance Note: Director Training and Qualifications for More Complex Credit Unions (2018)
- Guidance Note: Enterprise Risk Management (ERM) for Complex Credit Unions (2018)
- Guidance Note: Internal Capital Adequacy Assessment Process (ICAAP)(2018)
- Guidance Note: Investments (2018)
- Guidance Note: Lending (2018)
- Guidance Note: Liquidity (2018)
- Guidance Note: Securitization (2018)
- Guidance Note: Stress Testing for More Complex Credit Unions with assets greater than $500 million (2018)
- Guidance Note: Structural (Interest Rate) Risk (2018)
- Internal Capital Adequacy Assessment Process (ICAAP) and Stress Testing Cover Letter (2013)
- IFRS Conversion: Adjustments to Retained Earnings (2011)
- IFRS--DICO Guidance Update (May 2010)
- IFRS (International Financial Reporting Standards) Collective Loan Loss Allowance Models 1-5 (2010)
- IFRS Update (2011)
- International Financial Reporting Standards (IFRS) Self-Assessment Questionnaire (2009)
- International Financial Reporting Standards (IFRS) DICO Guidance (May 2010)
- Other Powers (2009)
- Quick Reference Guide DICO (2009)
- Request for additional deposit insurance brochures or decals (2018)
- Sound Business and Financial Practices - Reference Manual
- Variations and Exemptions (2009)